In and out of hospitals his entire life, [Ian] Pearl has lived the last 18 years on a ventilator hooked to a tracheal tube. Although the procedure is known for helping those with muscular dystrophy live longer, it can come with a cost: the need for 24-hour medical attention. The insurance policy purchased by Ian’s father in 1981 provided for such care.
But Guardian Life Insurance, which is based in New York, notified the Pearls that it was dropping Ian’s coverage in December as part of a companywide restructuring of its insurance policies. This past year, Pearl’s medical expenses totaled almost $1 million.
A memo unearthed by Pearl’s attorney referred to costly cases like Pearl’s as “dogs” the company needed to rid itself of. — Miami Hurled
Read that closely, wingnuts, as you wave placards likening universal health care to Nazism. You gullible pathetic lickspittles, you.
What you’re reading is proof positive that in fact there exists the “death panels” you rant about, faceless bureaucrats who determine, using dollars and cents, who among the insured will live or die. Except they’re already here, and they’re not your socialist government. They’re insurance company executives modifying their policies to ensure profits for the company’s stockholders.
This is Exhibit A of the private insurance companies’ thinking about health care you’re so concerned about preserving, certain that the American health care system (”the World’s Best!”) will tank if we remove its control from enlightened executives like these.
And that sniveling rat bastard writer of memos called somebody else a dog?
Caught with its corporate trousers ‘round the ankles, Guardian apologized to the Pearls and restored coverage, but not without regret. “We tried to do what is best for all concerned,” explained Stewart Drewel, speaking for the company. “Dumping a handful of expensive terminals would have allowed maximizing care for the majority, including investors. What’s another dead cripple, anyway? What, there ain’t enough already clogging the system, particularly with two wars going on?”
Maybe we DO need death panels. I volunteer.