But basically, that’s how I felt today when I tore open the envelope from Cigna containing the rebate check. Did you get one? Do you even know what I’m referring to?
A new provision of the Affordable Care Act — called the Medical Loss Ratio, or the “80/20″ provision — could mean some Americans will see a rebate from their health insurance companies tomorrow.
The provision is aimed at holding health insurance companies accountable for how they spend the money collected through premiums. It compares the dollars they spend on health care costs vs. other overhead costs — like marketing, salaries and administrative expenses.
Under the law, small-group and individual-plan insurance companies that annually spend less than 80 percent of premium dollars on medical care owe their customers a rebate. For insurers to large businesses, the percentage split is 85-15. –abcnews
It’s not a lot of money. But it’d the first time EVER my fucking health insurance ever paid me for anything. It’s been one-way for decades, the useless rat bastards.
Lemme tell you, I’ve run up some charges. There was that years-long shit with my eyes: the failed Lasik, perforated cornea, two cataract surgeries, and detached retina. Guido’s breast cancer surgery, chemo, and reconstruction. My radiation for prostate cancer. And we’re fucking healthy: no meds, no routines, great numbers.
But I’ve spent hours and hours screaming at insurance companies, sending documents to brain-dead drones, enduring whole days on hold trying to speak to a human being who can look up a record and send me a document. I’ve caused representatives to cry — literally — comparing them to Nazis and threatening to ruin their careers. I’ve called health insurance collection agents every hour on the hour weeks in a row demanding to speak to somebody who can settle my account until THEY threatened ME with litigation for harassment.
Fuck with me, asswipes.
But thanks to Obamacare, for the first time ever these cocksucking greedhead insurance whores have been obligated to send me back a tiny portion of what I’ve paid them over the years, a slightly larger portion of which has actually landed in the accounts of the medical professionals to whom we owe our thanks and health. Who knew?
Thanks, BHO. It’s enough to make me forget your Bush-like failures as a civil libertarian, and your spineless caving to the NRA. I can be bought real cheap. Maybe I should run for office.